How to create a budget and manage your money
Discover Lowell's guide to budgeting, using our budget calculator and top tips for budgeting, to help you get control of your finances and clear your debt.
At Lowell, we understand that it can be hard when it comes to creating a budget and managing your finances. That’s why we’ve compiled a range of cheap packed lunch ideas and tips for you to try and will hopefully save you some money.
This content is intended to be impartial, and is not intended to provide financial advice. For more help, find out more about other organisations that can offer support at the end of this article.
Making packed lunches nearly every day for school can quickly add up and eat into your incomings. Here are some budget packed lunch ideas that your kids can still enjoy while remaining cost effective.
Kids might love nifty lunch options like Lunchables or Stackers, but pre-packaged food options can get expensive. Instead, keep the fun but drop the cost with some DIY Lunchables.
You can customise as you like, or even get the kids to help out with making them – a nice easy way to introduce them to preparing food without getting too complicated.
Combine any of the following in little stacks in their lunchbox, or feel free to customise and add your own ideas:
Carbohydrates
Protein
Fruit and veg
Another great children’s lunch alternative is pasta, and this super simple lunch option is yummy and can be made cheap! For this pesto pasta salad packed lunch, you’ll need:
For the pesto, why not try Jack Monroe’s salad bag pesto? This thrifty version works out at 9p per portion, and it’s great if you’ve got some leftover salad or spotted some in the reductions section at the supermarket.
Cook the pasta to your liking the night before and mix it in with your pesto. Throw in some sliced cucumber or tomatoes, and pop it in the fridge ready for the next day. This is a great way to add vegetables into your child’s diet, and if they really don’t like a specific vegetable then you can always swap it out for something else.
Then for something sweet, you could include some of their favourite fresh fruit or a pot of yoghurt.
Of course, budget packed lunches aren’t just for children heading to school and at Lowell we’ve found some great ideas for cheap packed lunches that are suitable for adults too.
A variation of the popular BLT sandwich, this idea of a BLT salad lunchbox comes from Taming Twins and the best part is that it only requires four ingredients. To get started, all you need to have in is:
Simply, chop up some tomatoes and lettuce and add your pre-cooked bacon and some dressing or balsamic vinegar. If you want, you can get inventive here by adding whatever other veg you already have in. Then throw in some fruit like grapes and raspberries or your favourite snack bar for something sweet to complete your packed lunch.
If you’ve not got dressing or balsamic vinegar already in then you can follow this base recipe for creamy salad dressing from Living on the Cheap, for which you’ll need:
If you’re wanting to change things up from the usual sandwich or salad, this lunchtime omelette inspired by The Spruce Eats is ideal and only requires a few basic ingredients including:
Go ahead and make this the night before or the morning of if you’ve got enough time - this lunchtime omelette is just as tasty cold. Start by making your omelette as you normally would (or by following this basic recipe from BBC Good Food) and adding in your chopped mushroom, tomatoes, and any seasoning. Once your omelette is ready you can put it into an airtight container in the fridge ready for you to grab first thing in the morning.
While you might think that making a healthy packed lunch could make things more expensive, that’s not always the case. Here are some of our favourite healthy and cheap packed lunch ideas that we’ve come across.
Get your five-a-day in with this quick and simple colourful couscous salad that looks as good as it tastes. To get going, this is what you’ll need:
Prepare your couscous the night before, cut up all your fresh veg and mix it together then leave it overnight in the fridge ready to enjoy the following day. What’s great about this lunch is you can prepare your couscous in advance which will last up to three days in the fridge meaning you can easily change which vegetables you want to add in each time depending what you need to use up.
Packed with omega-3, tuna makes for a delicious lunch option and these tuna wraps will take you no time to sort out and require very little ingredients:
A quick recipe that you can pre-prepare or quickly do in the morning, mix the tuna with your chopped vegetables, and mix in some mayo to help it combine. Lay out some spinach leaves on top of your tortilla wrap and top with your tuna mixture. Roll your wrap so nothing can fall out and that’s it.
Other than these cheap packed lunch ideas, there are more things you can be doing regularly in order to keep the costs down.
To find out more, you can check out StepChange’s guide saving money on food and meals or National Debtline’s piece on how to save on your grocery bills.
If you found this article useful, our helpful tips for budget recipes could save you even more when doing the food shop. For other money-saving tips and information about managing your finances, you should check out the rest of the Lowell blog.
Published by Stephanie North-Shaw on 20th February 2023
Discover Lowell's guide to budgeting, using our budget calculator and top tips for budgeting, to help you get control of your finances and clear your debt.
Discover how you can feed your household on a budget. From budget recipes for two to cheap yet healthy alternatives, take a look at our blog to find out more.