Myth: Lowell is a scam artist

Lowell is a legitimate company. Lowell Financial Ltd is authorised and regulated by the Financial Conduct Authority (FCA). We adhere to strict regulations put in place by public bodies like the Information Commissioner’s Office. We follow laws and regulations relating to all areas of our business, including GDPR compliance. You can find out more about how we protect your privacy and data in our Privacy Promise.

At Lowell, our priority is to help our customers become debt free. We take our responsibility to our customers seriously, and we’re always here to help. We believe in building trust with our customers, and we know that we earn that trust by being open and honest and by protecting your information and privacy.

We take fraud prevention very seriously, and we do everything we can to protect our customers. If you receive a call or a letter that says it’s from Lowell but you have any doubts or concerns, let us know on 0333 556 5550. You can also report any scam to the Financial Conduct Authority by contacting them on their Consumer Helpline on 0800 111 6768 or using their reporting form. You can find more information about how Lowell stop scams at our Fraud Awareness page.

We've also got a helpful guide on how to avoid fraud that talks through the different types of fraud and how you can spot them.

If you’re not sure about working with Lowell, it might help to know that we’re an award-winning company. We are always trying to make sure that our service is the best it can possibly be for our customers, which has led to us winning awards like Best Use of Technology and Collections & Recoveries Service Provider of the Year at the Credit Awards 2020. You can find out more information about the awards we’ve won and how we work at the Lowell Group page.

We sometimes find that our customers want to know about Lowell Portfolio, which is different to Lowell Financial. It might be helpful to know how our group is structured, and how the different companies will work with you.

Lowell is a group which includes several different companies, including Lowell Portfolio I Ltd and Lowell Financial Ltd. Lowell Portfolio I Ltd purchase debt from lots of different companies. Lowell Financial Ltd then manages that debt on behalf of Lowell Portfolio I Ltd. Lowell Financial Ltd then works with customers to help them find the best way to manage their Lowell debt.

Lowell Portfolio I Ltd and Lowell Financial Ltd are companies registered in England and Wales under Company Reg No’s: 4857418 and 4558936 respectively. Lowell Financial Ltd is authorised and regulated by the Financial Conduct Authority.

Lowell Financial Ltd is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority regulates financial services firms and financial markets in the UK. Their overall aim is to make sure that financial systems are sound and stable, and that consumers can easily understand the offerings that are available. You can find Lowell on the Financial Services Register for confirmation of our FCA authorisation.

We know that sometimes our customers might prefer to understand how Lowell have worked with other people in the past. That’s why we’re really proud that Lowell has a 4.4 star rating on TrustPilot, an average rating from reviews by customers just like you.

We have dedicated support and service teams who respond to customers, including TrustPilot reviews, to make sure that we’re looking after our customers. We hope that seeing Lowell reviews from other customers will reassure you that Lowell is legitimate and demonstrate that we're here to work with you to help you become debt-free with us.

Lowell are on a mission to help our customers to start their journey towards becoming debt-free with their Lowell debt. Lowell Financial Ltd is proud to be authorised and regulated by the Financial Conduct Authority, and of the award-winning work we’ve done to support our customers.

If you have any concerns about working with Lowell, get in touch and find out how we can help. You can also find more support and information in our debt guidance hub.