Life is full of surprises, but knowing how to manage your debt doesn’t have to be. It’s easier to take control of your finances when you know what’s coming.
Once we’re in contact, no matter what you have to say, we will listen. Whether you want to set up an affordable plan, have any questions about the balance or can’t afford to pay anything right now, we will work with you whatever your situation.
We’ll help you set up a repayment plan that suits you. You choose what you pay, and when you pay, such as weekly, fortnightly or monthly. You can also pay using a number of methods.
We have an online budget calculator that can help you break down your finances to understand what you can realistically afford to pay.
Once you have a repayment plan in place, we will get in touch with you from time to time to make sure that your payments are still suitable for your circumstances. If your circumstances change, get in touch with us to let us know.
If we don’t hear from you, we will continue to call, write, email or text you. We do this because we want to understand your circumstances and help you find the right solution.
If we don’t hear from you and are not made aware of any reasons for you not making contact, we may take legal action. This is why we ask that you contact us and let us know about your situation so that we can support you in finding the right way forward.
If your account is being reported on your credit file, details of any payments made will be updated to show you’re clearing the balance, which could improve your credit rating.